The definitive reason for the change in spelling of the final syllable from "furd" to "ford" is unknown, though the change may have been the result of name recognition of the Ohio politician Rutherford B.Hayes, who was elected President in 1876, or could have been because of a clerical error done by the United States Postal Service.In the borough, the population was spread out with 21.0% under the age of 18, 8.7% from 18 to 24, 27.6% from 25 to 44, 29.3% from 45 to 64, and 13.5% who were 65 years of age or older. The Census Bureau's 2006–2010 American Community Survey showed that (in 2010 inflation-adjusted dollars) median household income was ,783 (with a margin of error of /− ,632) and the median family income was 4,293 ( /− ,102).Males had a median income of ,071 ( /− ,275) versus ,080 ( /− ,045) for females.
The racial makeup of the borough was 77.57% (14,010) White, 2.92% (527) Black or African American, 0.07% (13) Native American, 13.08% (2,362) Asian, 0.01% (1) Pacific Islander, 3.68% (664) from other races, and 2.68% (484) from two or more races.
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At the time, much of the property in Rutherford was farmland owned by the estate of John Rutherfurd, a former New Jersey legislator and U. Senator, whose homestead was along the Passaic River, near present-day Rutherford Avenue.